uncle lim kopi

By now, you would already got your social feeds firing on this topic. Personally, the only reason I care about this is, unfortunately, whether it will cause economic hardships for Singapore and thus myself and my loved ones.  Yes, the politically correct answer should had been : wish the conflict ends soon and no more innocent lives are lost, and I will donate to Red Cross! Well, that's nice to say and to be seen saying But I know I am not making any difference, and my best shot is to ensure me and my family stay above water, and not end up being a burden, which if we are successful, is a small contribution already. Am I selfish? Why not? Who isn't? I am not hurting anyone by ensuring I take care of myself and my family. What the heck can I do for someone who is there in the conflict now? Now, don't get me wrong. I do donate to Red Cross several times before, not big amounts, but I answered some of those calls for help. I wonder whether I made a difference with my couple hu...

 talk cock idea.... Just buy $1 TOTO once or twice a week. This means it will cost you between $4 to $8 per month. This buys you happiness. The chance of winning anything is extremely low, but its non zero too, so got tiny micro nano chance lah! But my point of it being a cheap way to keep you happy isn't the microscopic probability of hitting jackpot.  Each time you buy $1 TOTO, you will carry hope of hitting jackpot, which is at least $1M. You will want to be the sole winner of the top prize right? Say, you buy every draw, which is Monday and Thursday. This means, you carry this happy hope almost all the time, except when the results are announced on Monday night and Thursday nights. But then you can immediate bring back this joy by buying again, which is just a click on your phone app, and its just $1 to pay to be in this happy state for next 3-4 days! Why? With an open $1 ticket, you carry happy thoughts of winning. And in between life's challenges (work, health, relations...

  https://www.asiaone.com/singapore/masked-stranger-entered-upper-thomson-marigold-drive-house What do you expect when you don't lock your gate of your home even when at night? Taking things for granted. So naive.

 someone said "Buy nice, or buy twice". How true is that We always have a temptation to go for the cheap, discounted item, as we tend to be enticed by the "40%" off original price!  So I also fell into such traps before: - Buying something basic because its way cheaper vs the more expensive mid tier models - Buying something cheap but older model because its so much discounted from its original price Not saying above are bad things to do, but usually they end up with me discarding them and buying the better versions later lol. However, this really only applies to things which I tend to use a lot more. For one-off things that I seldom use, unless their quality matters a lot, I thinking going the "cheap" way is fine as it ensures financial sustainability. But for many things that we want to use regularly, or things that we use occasionally but are important that they work when we need them, I have learned that I should focus on value and function, vs just pr...

What a powerful goal.  It crystallizes the purpose of your efforts and your focus No delay, no excuses, just commit fully to it. I was still in some denial when I first tried retirement in 2024 to 2025. Yes it was a trial and it was good test of my abilities to retire. But I wasn’t committed fully as I still wanted to earn more from a job. But this time, I am ready. I am ready to commit to go all in, Now, to embrace my new role, fully retired from a salaried job, and fully committed to make this work. There’s no plan to turn back unless i am forced to. I want it to work. I want to live my life from this point onwards this way. A life of self care, family care, and life of enjoyment of this wonderful world and whatever it can offer. There’s no need to explain to others who won’t understand. But I will stay humble, and willing to share experiences with others who are keen to know this path. 

For myself, first and foremost, it was the silent drive, lack of silly vibrations as the car ages, and the instant torque and buttery smooth acceleration and precise control via a single pedal.  And it wasn't a financial question, though for my case, it worked out to be slightly cheaper compared to a full petrol car. I am not sure how it compares to a hybrid, but I guess it would be similar, given that both ICE and Hybrid engine cars will still need regular oil and plugs change, while I literally have no maintenance required on my EV, except for wear and tear items that are common with any other cars. Now, what about environment?  It's not my top reason for buying an EV, but when I think of it, it does help in significant ways, mainly to create a more pleasant living environment where I live. This comes from lower noise and tailpipe pollution. One great example is Chinese cities like Shanghai, where you are surrounded by EVs and electric scooters but yet it's pleasant due t...

 It’s really easy to live a decent and not too expensive life here in Singapore , as long as you can afford a place to stay. If you want decent food, you can learn to cook it and buy fresh produce at good prices at mass market grocery stores like NTUC and Sheng Siong . Even upmarket ones like MeidiYa and Cold storage can give good deals if you can spot it.  If you want furniture and things in your home, you can go Ikea , Nitori , and even Muji . If you need clothes, there’s Uniqlo   If you want sports attire and gears, there’s Decathlon   There’s no need to buy expensive branded stuff at all.  If you need medical things, take a bus to JB!