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Do yourself and others a favor, close your mouth when eating

 Have you ever sat next to someone who munches away without closing their fucking trap? I do and I myself used to do it. I must make a conscious effort to not do this myself. Because it’s damn irritating to others. And it’s disgusting and it’s rude.  I will also teach my kids about this so they don’t grow up to be such ill mannered people, and worst, not aware of it being ill mannered in the first place. Peace and close it 

FOMO vs JOMO

Fear Of Missing Out Joy Of Missing Out Read this from a book.  JOMO is cool! We always stress ourselves out due to FOMO. Must do this, must go there, must eat this etc etc But we have finite time and energy and resources. And usually we can only focus on one thing at a time to fully immerse and enjoy it.  So for sure when we decided to do something with our time, an almost unlimited qty of things we will give up or postpone. So we FOMO ourselves to death. JOMO is better. We take joy that we will miss out certain things in life, because it’s inevitable or it’s our own choice! And we take joy because we are grateful to be alive to be even able to make choices on how to use our life time. 

err....conflict in Middle East just become the hot topic

By now, you would already got your social feeds firing on this topic. Personally, the only reason I care about this is, unfortunately, whether it will cause economic hardships for Singapore and thus myself and my loved ones.  Yes, the politically correct answer should had been : wish the conflict ends soon and no more innocent lives are lost, and I will donate to Red Cross! Well, that's nice to say and to be seen saying But I know I am not making any difference, and my best shot is to ensure me and my family stay above water, and not end up being a burden, which if we are successful, is a small contribution already. Am I selfish? Why not? Who isn't? I am not hurting anyone by ensuring I take care of myself and my family. What the heck can I do for someone who is there in the conflict now? Now, don't get me wrong. I do donate to Red Cross several times before, not big amounts, but I answered some of those calls for help. I wonder whether I made a difference with my couple hu...

how to have a cheap way to be consistently happy

 talk cock idea.... Just buy $1 TOTO once or twice a week. This means it will cost you between $4 to $8 per month. This buys you happiness. The chance of winning anything is extremely low, but its non zero too, so got tiny micro nano chance lah! But my point of it being a cheap way to keep you happy isn't the microscopic probability of hitting jackpot.  Each time you buy $1 TOTO, you will carry hope of hitting jackpot, which is at least $1M. You will want to be the sole winner of the top prize right? Say, you buy every draw, which is Monday and Thursday. This means, you carry this happy hope almost all the time, except when the results are announced on Monday night and Thursday nights. But then you can immediate bring back this joy by buying again, which is just a click on your phone app, and its just $1 to pay to be in this happy state for next 3-4 days! Why? With an open $1 ticket, you carry happy thoughts of winning. And in between life's challenges (work, health, relations...

go for value, not low price

 someone said "Buy nice, or buy twice". How true is that We always have a temptation to go for the cheap, discounted item, as we tend to be enticed by the "40%" off original price!  So I also fell into such traps before: - Buying something basic because its way cheaper vs the more expensive mid tier models - Buying something cheap but older model because its so much discounted from its original price Not saying above are bad things to do, but usually they end up with me discarding them and buying the better versions later lol. However, this really only applies to things which I tend to use a lot more. For one-off things that I seldom use, unless their quality matters a lot, I thinking going the "cheap" way is fine as it ensures financial sustainability. But for many things that we want to use regularly, or things that we use occasionally but are important that they work when we need them, I have learned that I should focus on value and function, vs just pr...

Go all in, Now

What a powerful goal.  It crystallizes the purpose of your efforts and your focus No delay, no excuses, just commit fully to it. I was still in some denial when I first tried retirement in 2024 to 2025. Yes it was a trial and it was good test of my abilities to retire. But I wasn’t committed fully as I still wanted to earn more from a job. But this time, I am ready. I am ready to commit to go all in, Now, to embrace my new role, fully retired from a salaried job, and fully committed to make this work. There’s no plan to turn back unless i am forced to. I want it to work. I want to live my life from this point onwards this way. A life of self care, family care, and life of enjoyment of this wonderful world and whatever it can offer. There’s no need to explain to others who won’t understand. But I will stay humble, and willing to share experiences with others who are keen to know this path.