Saturday, November 8, 2025

Spending freely

 doing an experiment now. From now until end of 2025, I don’t intend to save money. I’ll spend freely as long as my income can cover it. This will be income from employment, not investment dividends/interest payouts.

TBH, given the big holiday expense in Dec, the “freely” is a little over the top lol. 

But still, given that my dividends can pay mortgage and car loans and basic utilities, I’ll have a ball of time for rest of year!

This isn’t about spending on extremely expensive luxury goods or high end dining. It’s about spending freely on things that I need and want, without worrying about not being able to save some money from my income. I feel this is like a treat to myself as well as my family.

For e.g., saw that nice pair of running shoes even though I already have a pair of another brand at home? Go for it! 

That delicious looking food in a fancy place (not fine dining)? Go for it!

That nice adidas tee shirt that costs $70? Go for it!

That new PS5 game? Buy!

That nice headphone? Buy lah!

See what I mean? It will be a ball!

Will come back to Earth in Jan 2026

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