When I was young, it was simple. "I just want to earn as much as possible"
Then when I am older, it became "I want to retire with as much passive income as possible"
But I think this is not so simple, or it should not be so simple. It will be a huge regret when I am taking my last breath.
I should think about what kind of life I want to live now and going forward.
While its good to remember what had transpired in my life before this, these are just memories and the real value, besides emotional connection, is ensuring I don't repeat stupid mistakes that wasted my life hours.
So what kind of life?
I am not gonna lie, I want a life with material comfort:
- Live in a nice neighbourhood in a private condo that is nicely renovated
- Drive a car I like to drive
- Enough to go vacations wherever I want to go
- Can buy the latest iPhone and MacBooks :)
- Can wear quality shoes and clothes (I am not into luxury brands)
I have since decided that I am not going to live anywhere else except in my homeland, Singapore. And given SG is an urban city and getting more expensive over each year, I must be able to enjoy her material comforts.
So, yes, I yearn a comfortable life, but I don't yearn for life that is loaded with excessive consumption and excessive need to own luxury items.
But I don't want to live a life of extreme frugality
I don't want to live a life where I just spend it all, or must go for extreme sports or difficult trips.
By default, I am a lazy person, so a comfortable life also meant I won't want to live in a huge apartment that requires me to upkeep with lots of efforts.
I want a life where I am respected as a parent and a son. I want to be able to not just provide for my kids and parent, but be there for them when they need me. I also yearn for their love.
I think financially I am on a good trajectory, and I must be intentionally cultivate my growth as a father and son, and a husband, not just from being a provider POV.
So, that's the life I want, that I know I won't regret when its my last day.
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