don't
I was lucky to have some wealth from high growth stocks and a high income job that allowed me to retire in my early 50s. Of course, as I said before, this luck is useless unless I was prepared to grab the opportunities that came into my life.
But I will not fall into the trap of confusing luck with competence. The element of luck is just that...chance
I am not more competence in investing than the average investor
So I must be humble, which in turns makes me alert to risks
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